Welcome to the Moneyledgers Blog 

Looking forward to providing you with additional information & tips on our bookkeeping ledgers, plus posting a variety of articles of interest to Real Estate Agents; Truckers; and Small Business Professionals.

We invite you to comment and ask a question. Looking forward to interacting with you!

Released Version 01.16.19 - all excel ledgers - Jan 16, 2019

posted Jan 16, 2019, 6:25 PM by Steve Penner   [ updated Jan 16, 2019, 6:26 PM ]

All excel ledgers were newly compiled and updated to reflect changes to Excel and Window.  
Plus includes a few bug fixes.

Excel Ledgers Upgraded - October 29, 2015

posted Nov 7, 2015, 7:18 PM by Moneyledgers   [ updated Nov 7, 2015, 7:19 PM ]

All excel ledgers are now upgraded to accommodate Windows 10 and Excel 2016.

Released PRO Version 3.3.9 - April 10, 2015

posted Apr 28, 2015, 3:33 AM by Steve Penner   [ updated Apr 28, 2015, 3:36 AM ]

* last few releases were in regards to the new "import" feature.
* "Import" now allows users to import records from any .csv file, such as online banking.
* this release fixed a few minor bugs in the "import" feature.

Released version 3.3.6 Pro Ledger desktop

posted Feb 18, 2015, 6:08 AM by Steve Penner   [ updated Feb 18, 2015, 6:09 AM ]

Repaired bug in the program as follows:
* leaving a space at the end of an account name in the "setup" screen was causing errors in the program.  This release has repaired this issue.  Program will now accept empty spaces at end of any account name.

Released Pro Ledger version 3.3.5

posted Jan 20, 2015, 1:54 PM by Steve Penner   [ updated Jan 20, 2015, 1:56 PM ]

This release includes the following:

* fixed repeating entry feature issue of not working after first entry.
* redirected links to new website www.pro-ledgers.com
* other minor bug fixes.


Released Version 3.3.3 - PRO Ledger Software Update

posted Dec 23, 2014, 12:05 PM by Steve Penner

This release includes some of the following features for the PRO Desktop programs:
  • ability to rename items in the setup screen without having to edit affected entries.
  • more attractive screen layouts and some animation.
  • better printing of multi-page reports
  • repaired a few minor bug fixes.
PLUS:  released the NEW EXPANDED LEDGERS - these new ledgers allow for the creation of "sub-classes" which means you can create an income and expense statement for every property, customer, project, and more!  Provides much greater ability to track things on an individual basis, plus still getting overall combined reporting. Watch the video on how these ledger work by clicking here.

ALSO: Added features for "Landlord" ledgers.. including the tracking of security deposits.

PRO Ledger Desktop Software Upgrade - to 3.3.0

posted Sep 29, 2014, 7:46 AM by Steve Penner   [ updated Sep 29, 2014, 7:49 AM ]

Released PRO desktop software FREE upgrade that includes 2 new features:

* In the "setup" screen there is now the ability to change your "date" format.  For example, you can choose to display the date in either "mm/dd/yyyy" OR  "dd/mm/yyyy", and switch between formats as you like. 

* There is now a "sync" button on the main work screen.  Selecting the "sync" button will reload the bookkeeping file, which ensures that any entries made by a smartphone or tablet app are displayed in in your working file.  Users will no longer need to close and re-open the bookkeeping file to see changes or entries made by an app to that same file.

NOTES: Next time you run the PRO desktop software you should be prompted to accept and install this new upgrade. 
  • Within the next few weeks an upgrade will be released to all APP's which will also include the "sync" button. 

3.2 Pro Ledger Upgrade Details

posted Apr 25, 2014, 6:25 AM by Steve Penner   [ updated Apr 25, 2014, 6:29 AM ]

Released Pro Ledger Version 3.2 FREE Upgrade with these new features & improvements:

* Added "Financial Summary" screen to the APP's.  Users are now able to view financial summaries for any month, quarter, or all entries from their Smartphone or Tablet.  A convenient way to keep up to date on financial progress throughout the year.
* Added "Repeating Entry" feature to the Pro Ledger Desktop Software.  Users are now able to quickly and easily setup entries that are repeated throughout the financial year.  To watch a 3 minute video on this new feature click here.
* A few minor bug fixes and font changes to the App's for easier reading.

** All current users will be automatically prompted to update their Pro software and app's.

Best Regards,

PRO Ledger Upgrade Details

posted Mar 22, 2014, 11:27 AM by Steve Penner   [ updated Apr 2, 2014, 7:12 AM ]

Here are the details of our PRO Ledger Update this week:

This FREE UPGRADE includes 3 main changes, (plus a few minor changes and improvements):
* Make "Payable" entries.
* Attach & view "PDF files" to bookkeeping entries.
* Export Reports as "CSV" spreadsheet files.

IMPORTANT:  the APP's WILL NOT upgrade automatically, you must re-download the NEW APP's from our website.  

After you download the app's onto your smartphone or tablet then you should delete the app's you are currently using. From this point forward any future updates will be automatic, however, this is a significant update that requires you to download the app's again.

Watch a 5 minute video describing the new features by clicking here.http://www.screencast.com/t/PjiO80PEm1ou

Best Regards!


5 Budgeting Ideas for Real Estate Agents

posted Jan 19, 2014, 1:30 PM by Steve Penner   [ updated Jan 19, 2014, 7:19 PM ]

Many agents find making a budget difficult.  There is no monthly paycheck or steady income flow. Expenses can pile up, especially for new agents, and those slower months can cause many to avoid wanting to work on their finances.  After all agents want to sell houses and are by nature social creatures and not liking the boredom of number crunching.  

The good news is that with a little strategy and the right software tool, you “can” make a budget and January is an excellent time to do it.  Done with the proper mind set, budgeting will empower you make better decisions and understand those flows of money through your accounts for the year ahead.

Here are a  5 helpful budgeting tips for Real Estate Agents.

1. Measure Your Marketing Money

Where does your business come from? Agents have many ways to market themselves, some are free, some are expensive.  But expensive is a relative term.  For example, if you spent $300.00 on marketing that yields you a $2,500 commission that is cheap advertising.  However, if a different marketing effort costs you $400.00 but yields 2 sales for $5,000 commission that is money better spent.  Like any business you must measure all your marketing efforts and budget for those that work best for you. 
2. Put Money Aside in the Good Months

When those good months happen, it is easy too get a little excited and spend more than you should. Rather,  be sure to put some money aside for a rainy day.  For the 6 or 9 months of the year when commissions are strongest, budget in an amount for savings to build up that rainy day or emergency fund.   As you build your business you will also want to budget your retirement fund. 

3. Stay Within Your Limits

It is often tempting to “impress” people with the expensive clothing, accessories, and cars.  Unless you are selling multi-million dollar homes, focus on looking professional but you do not have to be flashy.  Work on providing good service and being professional without breaking the bank.
4. Save Where You Can

Review your cell phone plan.  Look at your insurance coverage, how much interest you pay on lines of credit and any area where you can trim your expenses.  When creating your budget look at all the numbers and make adjustments.  Look for discounts and save where you can.  This is the time of year to look ahead and make those changes that will save you money.

5. Use "Free" Budgeting Software

Using budgeting software or a spreadsheet gives you a reference document with the ability to change the numbers and immediately see the impact to your net income.  It clearly shows that everything is accounted for and is a document you can refer back to throughout the year.  Moneyledgers offers a “free “ very easy to use budgeting program for real estate agents.  Feel free to watch the short instructional video and download it for free from this webpage

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